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Will a Federal Pacific Panel Pass Inspection? Why It Cannot Pass?

Written by Edwin Jones / Fact checked by Andrew Wright

will a federal pacific panel pass inspection

Will a federal pacific panel pass inspection? There is no way that this type of breaker panel will pass through electrical inspection. It is because of many proven bad records, including the fact that it doesn’t pass through product safety standards.

The product issue is also the concern of the insurance companies why they don’t cover it. It would be best to continue reading this article to learn more about why it did not pass any electrical inspection.

Does the Federal Pacific Panel Pass in Home Electrical Inspection


This topic has been there for too many years, but still, the answer is NO.

Then, are Federal Pacific panels illegal? Actually, they are not, in terms of the old electrical code.

Though the electrical codes have evolved for better safety, this type of panel is not approved and is highly prohibited for all electrical systems.

A home inspection is a thorough analysis of house conditions to help you avoid any potential issue or hazard that is mostly unnoticed by anyone. Upon inspection, the inspector will examine all the accessible areas of your property. They will also give you the result, including the potential issues and concerns you need to fix.

  • In inspecting your Federal Pacific panels, they cannot check them through visual or physical inspection. These panels are needed to test whether they are in good condition or defective. For this reason, a licensed electrician is responsible for checking the circuit.
  • Furthermore, the Consumer Product Safety Commission is responsible for testing the breakers.
  • However, the US CPSC proved that the FPE Stab-Lok circuit breaker has high failure rates. The majority of Federal Pacific breakers being tested are mostly failed to trip. Even the loads applied are too much higher for the breaker’s rating.
  • The circuit breaker tripping failure increases significantly each time it’s put to the test.
  • There is also a high possibility of lock-up. It means that if it is tripped for the first time, there is a good chance it will never be tripped again.
  • When your circuit breaker locks up, there is no way to fix it, no matter how you reset it. It appears that you are not using a circuit breaker to protect your property. As a result, you’ll have to buy a new one, but there’s no guarantee that it won’t happen again in your electrical system.
  • It is not only the circuit breaker that has an issue but also the panel breaker itself. The connection of the bus bar and circuit breaker is not tight, which can loosen its grip anytime.
  • On the other hand, the electrical wiring is very crowded, which can cause a short circuit when it touches the other wires.
  • But the most significant danger here is that the breaker may trip during the cover panel’s removal.

This video by Electrician U might be helpful to you if you want to find out more about the story of Federal Pacific Breakers. He discusses the issues behind those breakers and why you should replace them with a new one.

How About Homeowners Insurance and Federal Pacific Panels

If you are currently using Federal Pacific panels in your electrical system, please know that your house is not available for any insurance. Yes, Federal Pacific panels are ineligible electrical panels for insurance.

All insurance companies are aware that the Federal Pacific panels and breakers are not that reliable in terms of safety. It means the insurance company can have more insurance claims than receiving premiums. As a result, no insurance company wants to bet on the risk of using Federal Pacific panels.

In addition to the concern of many insurance companies is the above issue. It is when CPSC proves that the Federal Pacific breaker and panels have high failure rates.


Knowing that Federal Pacific panels do not pass electrical inspection will also help you decide whether or not to upgrade your current system.

Furthermore, you should check if your insurance covers the breaker panel you want, as many insurance companies do not cover all breaker panel types.

After reading this article, in your opinion, will a federal pacific panel pass inspection? And if the insurance company covers it, will they need to charge a higher premium for the Federal Pacific panel? Share your thoughts in the comments section below.

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